Zakat is the third pillar: 2.5% of wealth above the nisab held for a year. Beneficiaries (eight categories) include the poor, needy, collectors, those whose hearts are reconciled, captives, debtors, in Allah's cause and travellers. Sadaqah is voluntary charity. Hajj rites: ihram, tawaf, sa'y, standing at Arafat, Muzdalifah, stoning at Mina, sacrifice and shaving, then farewell tawaf.